You can effortlessly liquidate your FD and use the cash in the event of an emergency.It is roughly 2% higher than the FD interest rate. You can borrow up to 90% of your deposit amount at low fixed deposit rates.The Reserve Bank of India (RBI) insures your deposits up to ₹5 lakhs.The returns on your fixed deposits are unaffected by market risks.A few benefits of Fixed Deposits and FD interest rates are:
